Think of your favorite cheesy mashed potatoes meeting a hearty, savory meatloaf — all in one epic dinner. That’s exactly what Loaded Potato Meatloaf delivers. It’s rich, comforting, and packed with flavors that remind you of a loaded baked potato: crispy bacon, gooey cheese, creamy mashed potatoes, and perfectly seasoned beef.
This layered meatloaf isn’t just visually impressive; it’s also incredibly satisfying. The contrast of textures, from the creamy center to the golden melted cheese on top, makes every bite feel like a cozy hug on a plate. It’s a fun twist on a classic dish that will instantly become a family favorite.
Preparation Phase & Tools to Use
To pull off this recipe seamlessly, having the right kitchen tools makes a world of difference:
- Loaf Pan: Crucial for shaping and layering the meatloaf. It keeps everything compact and helps the layers bake evenly.
- Mixing Bowls: You’ll need a few of different sizes for mixing the meat, seasoning, and mashed potato filling separately.
- Potato Masher or Ricer: For that creamy, lump-free mashed potato layer.
- Skillet: Ideal for crisping up bacon and sautéing onions or garlic if you’re adding extra aromatics.
- Aluminum Foil: Helps retain moisture in the early stage of baking and allows cheese topping to brown nicely once removed.
- Meat Thermometer: Optional but helpful to ensure the center reaches the ideal 160°F without overbaking.
Having these tools prepped and ready will make your kitchen flow smoother and ensure every bite of the Loaded Potato Meatloaf turns out as indulgent as it looks.

Ingredients for the Loaded Potato Meatloaf
- Ground Beef (80/20): Provides the hearty base for the meatloaf, with enough fat for tenderness and flavor.
- Mashed Potatoes: The creamy middle layer that adds comfort-food charm and balances the richness of the meat.
- Cheddar Cheese: Adds sharp, gooey indulgence throughout and over the top for that golden crust.
- Cooked Bacon: For smoky, crispy bits that echo the flavors of a loaded baked potato.
- Eggs: Act as a binder to hold the meat mixture together.
- Breadcrumbs: Help structure the meatloaf without making it dense.
- Garlic Powder & Onion Powder: For depth of flavor without needing sautéed ingredients.
- Salt & Pepper: The foundation of seasoning.
- Chives or Green Onions: A fresh, colorful topping with a mild onion bite.
How To Make the Loaded Potato Meatloaf
Step 1: Prep the Mashed Potatoes
Make your mashed potatoes in advance or use leftover ones. Mash until smooth and creamy, seasoning with salt, pepper, and a touch of butter. Set aside.
Step 2: Mix the Meat Base
In a large bowl, combine ground beef, eggs, breadcrumbs, garlic powder, onion powder, salt, and pepper. Mix until just combined to avoid toughness.
Step 3: Layer the Loaf
Grease your loaf pan. Press half the meat mixture into the bottom and up the sides to create a well. Add a layer of mashed potatoes, sprinkle bacon and cheese, then seal with the remaining meat mixture.
Step 4: Bake
Cover with foil and bake at 375°F for 40 minutes. Remove foil, top with more cheese, and bake uncovered for another 15-20 minutes until the cheese is golden and bubbly.
Step 5: Garnish and Serve
Let rest for 10 minutes before slicing. Top with fresh chives or green onions for a pop of flavor and color.
How to Serve and Store Loaded Potato Meatloaf
Slice this meatloaf thick and serve it hot with a side of steamed green beans or a crisp salad to cut through the richness. It’s also fantastic with gravy or a drizzle of sour cream for an extra “loaded potato” touch.
To store leftovers, refrigerate slices in an airtight container for up to 4 days. Reheat in the oven or microwave. It also freezes well — wrap individual slices for easy weeknight meals.
Frequently Asked Questions
Can I use instant mashed potatoes?
Yes, just make sure they’re thick and not runny so they hold up during baking.
Can I swap the ground beef for turkey or chicken?
Absolutely. Just add a bit more seasoning and moisture (like a splash of broth or grated onion) to keep it juicy.
Do I have to use bacon?
You can leave it out, but it adds a great smoky crunch. Turkey bacon or vegetarian bacon bits work, too.
Can I make it ahead?
Definitely. Assemble the loaf the night before, cover, and refrigerate. Bake when ready.
What cheese works best?
Cheddar is classic, but you can use Monterey Jack, Colby, or a blend for variety.
How do I know it’s fully cooked?
Use a meat thermometer — it should hit 160°F in the center. Let it rest before slicing to lock in moisture.
Want More Meatloaf & Comfort Food Ideas?
If you love this savory comfort food twist, you might also enjoy these warm and satisfying recipes:
- Lipton Onion Soup Meatloaf Recipe
- Mexican Cornbread Casserole
- Ultimate Cheesy Ground Beef Melt
- Chicken and Stuffing Casserole
- Million Dollar Ravioli Casserole
Explore even more comfort food ideas on my Pinterest board: Life With Olivia on Pinterest.
Save This Recipe for Later
📌 Save this recipe to your Pinterest dinner board so you can come back to it any time.
Let me know in the comments how your Loaded Potato Meatloaf turned out. Did you add a spicy kick or stick with the classic flavors? Did you sneak in any extra veggies?
I love hearing how others make these recipes their own. Questions are welcome too—let’s help each other cook smarter.

Loaded Potato Meatloaf
- Total Time: 1 hour 20 minutes
- Yield: 6 servings
Description
Loaded Potato Meatloaf is the ultimate comfort food mashup — combining seasoned ground beef with a creamy mashed potato center, crispy bacon, and melty cheddar cheese. Each slice is packed with rich flavor, gooey texture, and cozy baked potato vibes.
Ingredients
2 pounds ground beef
2 cups mashed potatoes (prepared and cooled)
1 cup shredded cheddar cheese
6 slices cooked bacon, chopped
2 large eggs
1 cup breadcrumbs
1 teaspoon garlic powder
1 teaspoon onion powder
1 teaspoon salt
1/2 teaspoon black pepper
2 tablespoons chopped chives or green onions
Instructions
1. Make your mashed potatoes ahead and season with salt, pepper, and butter. Let them cool.
2. In a large bowl, mix together ground beef, eggs, breadcrumbs, garlic powder, onion powder, salt, and pepper. Do not overmix.
3. Grease a loaf pan and press half of the meat mixture into the bottom and up the sides to form a cavity.
4. Fill with mashed potatoes and sprinkle bacon and 1/2 cup of the cheese over it.
5. Cover with remaining meat mixture, sealing edges.
6. Cover with foil and bake at 375°F for 40 minutes.
7. Remove foil, top with remaining cheese, and bake another 15–20 minutes until cheese is golden.
8. Rest for 10 minutes before slicing.
9. Garnish with chopped chives or green onions and serve.
Notes
Use cold mashed potatoes so they layer neatly and don’t mix into the meat.
Don’t skip resting time after baking — it makes slicing cleaner and easier.
For extra richness, add a tablespoon of sour cream to the mashed potato layer.
- Prep Time: 20 minutes
- Cook Time: 60 minutes
- Category: Dinner
- Method: Baked
- Cuisine: American
Nutrition
- Serving Size: 1 thick slice
- Calories: 525
- Sugar: 2g
- Sodium: 820mg
- Fat: 34g
- Saturated Fat: 15g
- Unsaturated Fat: 16g
- Trans Fat: 1g
- Carbohydrates: 20g
- Fiber: 2g
- Protein: 35g
- Cholesterol: 155mg
Keywords: meatloaf, potato, bacon, cheddar, comfort food


